Your First Mortgage Payment Is FREE
Buying A New Home?
Any real estate agent can show you homes for sale (this doesn't take much skill and is actually fun) but does your agent "have what it takes" to get you the best deal? The true value of a real estate agent has little to do with driving you around and opening lockboxes. You need an assertive agent who is experienced enough to negotiate the best possible outcome. When you use The Myers Team to purchase a new Las Vegas home, not only do we negotiate the best price and terms on your behalf; we will also pay for your first mortgage payment.* Our services are 100% FREE for home buyers. We will walk you through the process from start to finish and handle all the difficult paperwork. When the deal is done, you will receive a credit from our commission proceeds equal to the amount of your mortgage payment, or it can be applied towards upgrades or even your closing costs.* (Restrictions apply. See terms below) Here are some services we provide to ensure you are getting the best home at the best price.
1. Get Pre-Approved Before House Hunting
Before writing an offer, you should know exactly how much home you qualify for and what your monthly payments will be. There should be NO surprises. You will also need to take into consideration additional expenses, such as: property taxes, utility costs and homeowners’ association fees. Buying more home than you can afford is an expensive mistake. Getting pre-approved saves you the grief of looking at homes that don’t fit your budget. WARNING: Not all lenders are the same. DO NOT confuse a lender “pre-qualification” with an actual “pre-approval.” What's the difference? Many lenders (even some of the big-name banks) will "pre-qualify" you over the phone, without pulling your credit or reviewing your financials. Until a lender obtains a copy of your credit report and reviews your financial documentation (i.e. tax returns, pay stubs, bank statements, W-2's, etc.), there is no guarantee that you actually qualify for financing. The numbers they provide (interest rate, monthly payment, etc.) are "estimates" and contingent upon getting fully approved. When you get "pre-approved," a lender will have you fill out a written loan application and review your income, debt and credit history. Getting "pre-approved" is the ONLY way to ensure that the interest rate and monthly payment amount you are quoted is what you actually receive. The Myers Team works with the BEST lenders in Nevada. Our preferred lenders offer the most competitive rates and close deals on time. Missed deadlines can squash your purchase and wind up costing you late fees, etc.
2. Visit at Various Times of Day
The windows that let in so much light during the day may be a peeping Tom’s dream at night. That seemingly quiet residential street may transform each evening into a street full of parked cars and noisy neighbors. The adjacent school may seem like a nice perk if you’re buying in the summer, but during the school year, daily playground noise and extra traffic may be more than you bargained for.
3. Look For Schools With High Test Scores
4. Get a Home Inspection
5. Never Buy a New Home Without Using a Real Estate Agent
Have you ever walked into a new home track and been greeted by those smiling, friendly sales people who offer you bottled water and cookies? Please don't be fooled. They don't represent you. They represent the builder. They are paid by the builder and their job is to get the best deal for the builder. Who is looking out for you? Who is going to ensure you are getting the best possible deal? For example, are you aware that you don't have to use the builder's preferred lender? What if you can get a better interest rate and monthly payment by using your own lender? Did you know that the home price and upgrade costs are typically negotiable?
When you use The Myers Team to purchase a new home, it doesn’t cost a dime. In fact, the builder pays all the Broker fees. If you don’t use your own agent, most builders won’t give you any type of credit. There is simply no financial benefit or advantage by going at it alone. Using your own agent is like having an “extra set of eyes” throughout the transaction so nothing gets overlooked. Remember, you can get a high school diploma with a passing grade of a “D.” The same is true with building inspections. When you work with The Myers Team, we hold builders accountable so your home doesn’t just “pass” inspection but gets built to the highest possible standards.
Buying a home in Las Vegas is different than other cities. Since our desert climate is hot, choosing the right upgrades can save you hundreds of dollars each month on your utility bill. We will review the energy efficient upgrades with you so you can make the best choices. Additionally, we will assist you in selecting the right lot. Homebuyers sometimes forget to check which direction a house faces and how it affects their daily routine. For example, if your master bedroom faces east, be prepared for early morning sunshine while you’re trying to sleep. Are you planning on having a pool? If your backyard faces east, prepare for shade when swimming during summer afternoons. If you prefer all day sunshine, then southern exposure might be a better option.
Don't be fooled by free cookies. Free buyer representation with The Myers Team beats free cookies any day! Additionally, we will contribute from our commission to help you pay your first mortgage payment.* Let us get you the best deal!
6. Ask for Copies of Utility Bills
7. Explore the Surrounding Area
8. If You Can't Put 20 Percent Down, You May Still Qualify for a Loan
9. Research the Neighborhood
******************************************************************************************The value of the buyer's initial mortgage payment (not to exceed $1400) shall be applied as a credit on the closing settlement statement prepared by escrow. Credit shall be applied from the Myers Team commission(s) and will appear on the closing statement as a credit towards buyers closing costs. It is the sole responsibility of the buyer to pay their mortgage company for the initial payment and all subsequent payments. Minimum purchase price to qualify for this program is $260,000. This deal applies specifically for new construction homes or builder standing inventory homes. Resale homes may not qualify. Any credits for transactions under $260,000 shall be reduced accordingly at the sole discretion of The Myers Team. The Myers Team are not lenders or mortgage Brokers. #1 Status is based on production by non-lawyer affiliated Realtors and Brokers since 2007. The information provided is obtained from public records, it is deemed reliable but not guaranteed. The Myers Team are NOT lawyers, nor qualified to give legal advice of any nature. The Myers Team are NOT accountants, lenders, CPA's nor qualified to give tax advice. This web site is not intended to offer legal advice and all information contained in this web site is for information purposes only. All Myers Team clients are encouraged to seek the advice of a qualified CPA for any tax related questions. All of the information contained in this web site is subject to change. All site software, design, text, images, photographs, illustrations, audio clips, video clips, artwork, graphic material, or other copyrightable elements, and the selection and arrangements thereof, and trademarks, service marks and trade names (the "Material") are the property of The Myers Team™ and/or its subsidiaries, affiliates, assigns, licensors or other respective owners and are protected, without limitation, pursuant to U.S. and foreign copyright and trademark laws. The Myers Team™ hereby grants you a personal, non-exclusive, non-assignable and non-transferable license to use and display, for noncommercial and personal use only, one copy of any material and/or software that you may download from this Site, including, without limitation, any files, codes, audio or images incorporated in or generated by the software provided that you maintain all copyright and other notices contained in such Material. You agree not to reproduce, modify, create derivative works from, display, perform, publish, distribute, disseminate, broadcast or circulate any Material to any third party (including, without limitation, the display and distribution of the Material via a third party web site) without the express prior written consent of The Myers Team™. Use of http://www.NevadaShortSaleInfo.com and/or http://www.VegasShortSaleInfo.com and/or http://lasvegaslist4less.com and/or its licensors' Material is only permitted with their express written permission. You further agree that you will not disassemble, decompile, reverse engineer or otherwise modify the Material. Any unauthorized or prohibited use may subject the offender to civil liability and criminal prosecution under applicable federal and state laws.
The following articles provide useful information and are a great place to start if you're considering buying a home.
|How to choose a Neighborhood for Your Home Search||Why use a Realtor When Buying a Home?|
|How to Choose a Home||Home Inspections Avert Future Headaches|
|Take Charge When Buying a Home||The Basics of Making an Offer|